Apps That Loan You Money Instantly Same Day! Сash advance quick FUNDING! (2023)

Introduction

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Content

We're going to cover a few loan apps where you can borrow money, fast, how fast or with a few of these a few simple clicks, you can have your money in your account what's going on YouTube Welcome to currency console, I cover all things money from how to save money, make more money side, hustles and more a few of these apps I'm covering don't, even require a credit check or charge interest.

So let's jump right into getting money.

The first app is float me, which is an instant Payday Cash, Advance app that doesn't charge interest or even run a credit check.

And if you are approved, you can have your funds deposited in minutes.

A few downsides to float me is that there's a 199 a month membership fee, even if you decide to sign up and not use the service you're still getting charged 199, but float me does offer a 30-day free trial.

So there's, really no risk to try it out.

Also.

The max lending amount is only fifty dollars, which is really not a lot, but it's quick easy cash that can get you out of a bind for example, covering a charge before you get hit with an NSF fee from your bank.

Now we all know those NSF fees can spiral out of control, but you can use the loan for whatever you want.

So the next app is called solo funds now, I've done an in-depth review on this app.

So if you want more information be sure check that out solo funds is a peer-to-peer lender that connects people with borrowers regular people like you and me as a borrower.

You can set your own terms for paying back the money.

You receive solo funds is not a lender it's more of a peer-to-peer platform where anybody as long as your member can fund or borrow loans.

And this is based on a number of factors, including your solo score reason for the loan and payment history.

What this means is that your credit score really isn't taken into account when applying for a solo funds loan when signing up, you will need to link a bank account.

So if you're prone to getting nsfs or carrying a negative balance, you want to make sure you have more than one bank account.

Even if you only have ten dollars in that second bank account make sure that account is clean.

No intercepts ever I've said this in so many other videos, but I'll say it again, in this one more and more lenders are using the Plaid platform, which means they're, not solely, relying on your credit score, but more on your banking history as a way of determining if you qualify for a loan.

Another perk to using solo funds, is you can sign up and receive your funds, the same day I could go on and on about this ad.

But we'd be here all day day again, I do have a standalone video.

If you want more information now let's move on to the next one.

Next is Dave, which is an online bank account, which has a cash advance feature called extra cash with extra cash.

You can borrow up to 500 with no interest, no late fees.

And no credit check.

The only downside to this loan is that you can carry your balance.

And your entire loan is going to need to be paid back with your next paycheck.

Dave also has a side hustle feature that helps you find side jobs and tasks.

So with no interest or credit, check Dave is definitely worth taking a look at.

And just remember I will have everything linked.

If you want to check out these products for yourself.

The next app is from possible, Finance like possible.

You can borrow up to five hundred dollars even with bad or no credit to apply you'll need to link.

Your bank account and submit proof of residency, unlike Dave, which lets you borrow up to 500 with no interest possible is an installment loan, which does require a soft pull on your credit report.

And they also charge interest typically 15 to 20 dollars per hundred dollars borrowed.

But your actual rate is going to depend on your credit score, but 15 to 20 dollars, still isn't bad because what you're going to find with your typical payday loan you're going to have interest of 100, 200 300 percent.

I mean, it gets crazy out here.

Another, plus, if you can call it that is that most of these loans I mentioned require you to pay back the full loan on your next paycheck.

If possible you can pay it back and for installments and possible does report your payments to the three major credit bureaus.

So with all-time payment history, you might see your credit score go up the next one is Cleo.

And you can find them at meetclio.com.

Cleo is a budgeting app that helps keep your expenses in check and builds itself.

The money app that doesn't sell when you sign up for Clio, plus which does have a monthly subscription fee.

You can borrow up to a hundred dollars with no interest and no credit check.

And you can pay that loan back between 3 to 28 days.

First time users, usually don't qualify for the 400 and only get between 20 to 70 dollars.

So the downside of City using this app is there's, a 5.99 monthly subscription fee.

Also the time it takes to receive your loan.

You can pay an extra 399 Express fee to receive your loan same day.

Here we go again, more fee, or you can receive it for free within three to four days.

And when talking about money apps, we can't forget about chime, which is one of my favorite.

And my go-to card chime is a fintech bank that doesn't necessarily lend money, but has a feature called spot me spot me is a feature that allows you to overdraw your bank account up to 200 with no interest or an asset fees.

This feature is invaluable if you need to quickly cover a purchase without applying for a loan.

So if you only have twenty dollars in your account in that case, it's actually as good as a loan and maybe even better.

And once you're, an account holder, you can use this feature instantly without having to apply right now, if you apply using the link in my description, you'll receive a hundred dollars for doing nothing else, but setting up direct deposit and following a few simple steps.

So I hope, this information helped you out I want to thank you for watching please.

Consider subscribing check you on the next one.